{"id":2825,"date":"2019-08-08T14:44:06","date_gmt":"2019-08-08T07:44:06","guid":{"rendered":"https:\/\/startbooks.misa.vn\/?p=2825"},"modified":"2019-09-05T11:07:31","modified_gmt":"2019-09-05T04:07:31","slug":"misa-startbooks-nen-tang-tien-phong-chuyen-doi-so","status":"publish","type":"post","link":"https:\/\/startbooks.misa.vn\/2825\/misa-startbooks-nen-tang-tien-phong-chuyen-doi-so\/","title":{"rendered":"MISA StartBooks \u2013 N\u1ec1n t\u1ea3ng ti\u00ean phong trong vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 t\u1ea1i Vi\u1ec7t Nam"},"content":{"rendered":"<p>Ng\u00e0y 8\/8\/2019, trong khu\u00f4n kh\u1ed5 Di\u1ec5n \u0111\u00e0n CNTT-TT Vi\u1ec7t Nam ICT Summit 2019 di\u1ec5n ra t\u1ea1i H\u00e0 N\u1ed9i v\u1edbi ch\u1ee7 \u0111\u1ec1 \u201cChuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u00ec m\u1ed9t Vi\u1ec7t Nam h\u00f9ng c\u01b0\u1eddng\u201d, MISA \u0111\u00e3 ra m\u1eaft h\u1ec7 sinh th\u00e1i c\u00e1c n\u1ec1n t\u1ea3ng k\u1ebf to\u00e1n v\u00e0 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p gi\u00fap th\u00fac \u0111\u1ea9y chuy\u1ec3n \u0111\u1ed5i s\u1ed1 qu\u1ed1c gia, trong \u0111\u00f3 n\u1ec1n t\u1ea3ng k\u1ebft n\u1ed1i doanh nghi\u1ec7p v\u1edbi k\u1ebf to\u00e1n d\u1ecbch v\u1ee5 MISA StartBooks \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 n\u1ec1n t\u1ea3ng ti\u00ean phong trong chuy\u1ec3n \u0111\u1ed5i s\u1ed1 t\u1ea1i Vi\u1ec7t Nam.<\/p>\n<p>\u201cChuy\u1ec3n \u0111\u1ed5i s\u1ed1\u201d \u0111ang l\u00e0 c\u1ee5m t\u1eeb \u0111\u01b0\u1ee3c c\u00e1c doanh nghi\u1ec7p nh\u1eafc nhi\u1ec1u trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y. Hi\u1ec7n nay, c\u00f3 nhi\u1ec1u \u0111\u1ecbnh ngh\u0129a v\u00e0 c\u00e1ch hi\u1ec3u v\u1ec1 chuy\u1ec3n \u0111\u1ed5i s\u1ed1. Nh\u01b0ng c\u01a1 b\u1ea3n c\u00e1c \u0111\u1ecbnh ngh\u0129a \u0111\u1ec1u th\u1ed1ng nh\u1ea5t, chuy\u1ec3n \u0111\u1ed5i s\u1ed1 l\u00e0 vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng ngh\u1ec7 s\u1ed1 \u0111\u1ec3 thay \u0111\u1ed5i m\u00f4 h\u00ecnh kinh doanh, t\u1ea1o ra nh\u1eefng c\u01a1 h\u1ed9i, doanh thu v\u00e0 gi\u00e1 tr\u1ecb m\u1edbi.<\/p>\n<h2>Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 m\u1edf ra c\u01a1 h\u1ed9i, gi\u00fap GDP Vi\u1ec7t Nam c\u00f3 th\u00eam 162 t\u1ef7 USD<\/h2>\n<p>Nghi\u00ean c\u1ee9u t\u1eeb n\u0103m 2017 c\u1ee7a Microsoft t\u1ea1i khu v\u1ef1c ch\u00e2u \u00c1 &#8211; Th\u00e1i B\u00ecnh D\u01b0\u01a1ng, t\u00e1c \u0111\u1ed9ng m\u00e0 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 mang l\u1ea1i cho GDP n\u0103m 2017 l\u00e0 kho\u1ea3ng 6%, n\u0103m 2019 \u0111\u01b0\u1ee3c d\u1ef1 \u0111o\u00e1n l\u00e0 25% v\u00e0 t\u1edbi n\u0103m 2021 l\u00e0 60%. Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 c\u0169ng l\u00e0m t\u0103ng n\u0103ng su\u1ea5t lao \u0111\u1ed9ng 15% trong n\u0103m 2017, d\u1ef1 ki\u1ebfn 2020 l\u00e0 21%; 85% c\u00f4ng vi\u1ec7c trong khu v\u1ef1c s\u1ebd b\u1ecb bi\u1ebfn \u0111\u1ed5i trong ba n\u0103m ti\u1ebfp theo.<\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/2019\/08\/l\u1ee3i-\u00edch-chuy\u1ec3n-\u0111\u1ed5i-s\u1ed1-1024x576.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2830 size-full\" title=\"T\u00e1c \u0111\u1ed9ng c\u1ee7a vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong DN\" src=\"\/wp-content\/uploads\/2019\/08\/l\u1ee3i-\u00edch-chuy\u1ec3n-\u0111\u1ed5i-s\u1ed1-1024x576.jpg\" alt=\"T\u00e1c \u0111\u1ed9ng c\u1ee7a vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong DN\" width=\"1024\" height=\"576\" srcset=\"\/wp-content\/uploads\/2019\/08\/l\u1ee3i-\u00edch-chuy\u1ec3n-\u0111\u1ed5i-s\u1ed1-1024x576.jpg 1024w, \/wp-content\/uploads\/2019\/08\/l\u1ee3i-\u00edch-chuy\u1ec3n-\u0111\u1ed5i-s\u1ed1-1024x576-300x169.jpg 300w, \/wp-content\/uploads\/2019\/08\/l\u1ee3i-\u00edch-chuy\u1ec3n-\u0111\u1ed5i-s\u1ed1-1024x576-768x432.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><em>T\u00e1c \u0111\u1ed9ng c\u1ee7a vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong doanh nghi\u1ec7p Ngu\u1ed3n: Microsoft<\/em><\/p>\n<p>Nghi\u00ean c\u1ee9u c\u1ee7a T\u1ed5 ch\u1ee9c Data 61 (Australia) cho r\u1eb1ng GDP Vi\u1ec7t Nam c\u00f3 th\u1ec3 t\u0103ng th\u00eam kho\u1ea3ng 162 t\u1ef7 USD trong 20 n\u0103m n\u1ebfu Vi\u1ec7t Nam chuy\u1ec3n \u0111\u1ed5i s\u1ed1 th\u00e0nh c\u00f4ng. Trong s\u1ef1 bi\u1ebfn chuy\u1ec3n n\u00e0y, doanh nghi\u1ec7p l\u00e0 trung t\u00e2m trong ph\u00e1t tri\u1ec3n kinh t\u1ebf s\u1ed1 v\u00e0 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 kh\u00f4ng th\u1ec3 kh\u00f4ng n\u1eb1m g\u1eafn li\u1ec1n v\u1edbi l\u1ee3i \u00edch c\u1ee7a c\u00e1c doanh nghi\u1ec7p.<\/p>\n<p>V\u00ec th\u1ebf, ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u B\u1ed9 TT&amp;TT Nguy\u1ec5n M\u1ea1nh H\u00f9ng \u0111\u00e3 nh\u1ea5n m\u1ea1nh t\u1ea1i Di\u1ec5n \u0111\u00e0n CNTT-TT Vi\u1ec7t Nam ICT Summit 2019 r\u1eb1ng: \u201cN\u1ebfu ch\u00fang ta c\u00f3 ch\u00ednh s\u00e1ch ph\u00f9 h\u1ee3p th\u00ec Vi\u1ec7t Nam s\u1ebd t\u1eadn d\u1ee5ng \u0111\u01b0\u1ee3c c\u01a1 h\u1ed9i n\u00e0y \u0111\u1ec3 v\u01b0\u1ee3t l\u00ean th\u00e0nh n\u01b0\u1edbc ph\u00e1t tri\u1ec3n. Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 l\u00e0 m\u1ed9t cu\u1ed9c c\u00e1ch m\u1ea1ng v\u1ec1 ch\u00ednh s\u00e1ch v\u00e0 th\u1ec3 ch\u1ebf nhi\u1ec1u h\u01a1n l\u00e0 m\u1ed9t cu\u1ed9c c\u00e1ch m\u1ea1ng v\u1ec1 c\u00f4ng ngh\u1ec7. V\u00e0 \u0111\u00e2y l\u1ea1i c\u00e0ng l\u00e0 l\u1ee3i th\u1ebf c\u1ee7a Vi\u1ec7t Nam khi ch\u00fang ta c\u00f3 \u0110\u1ea3ng l\u00e3nh \u0111\u1ea1o, c\u00f3 th\u1ec3 \u0111\u01b0a ra \u0111\u01b0\u1ee3c nh\u1eefng quy\u1ebft s\u00e1ch l\u1edbn m\u1ed9t c\u00e1ch nhanh v\u00e0 t\u1eadp trung, t\u1ea1o ra s\u1ef1 th\u1ed1ng nh\u1ea5t trong to\u00e0n x\u00e3 h\u1ed9i\u201d.<\/p>\n<p><a href=\"\/wp-content\/uploads\/2019\/08\/bo-truong-nguyen-manh-hung_2.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2826\" src=\"\/wp-content\/uploads\/2019\/08\/bo-truong-nguyen-manh-hung_2.jpg\" alt=\"B\u1ed9 Tr\u01b0\u1edfng Nguy\u1ec5n M\u1ea1nh H\u00f9ng ph\u00e1t bi\u1ec3u t\u1ea1i H\u1ed9i ngh\u1ecb ICT Summit 2019\" width=\"1000\" height=\"750\" srcset=\"\/wp-content\/uploads\/2019\/08\/bo-truong-nguyen-manh-hung_2.jpg 1000w, \/wp-content\/uploads\/2019\/08\/bo-truong-nguyen-manh-hung_2-300x225.jpg 300w, \/wp-content\/uploads\/2019\/08\/bo-truong-nguyen-manh-hung_2-768x576.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><em>B\u1ed9 tr\u01b0\u1edfng Nguy\u1ec5n M\u1ea1nh H\u00f9ng ph\u00e1t bi\u1ec3u t\u1ea1i ICT Summit 2019<\/em><\/p>\n<h2>MISA Startbooks \u2013 N\u1ec1n t\u1ea3ng k\u1ebft n\u1ed1i doanh nghi\u1ec7p v\u1edbi k\u1ebf to\u00e1n d\u1ecbch v\u1ee5 \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam<\/h2>\n<p>T\u00ednh \u0111\u1ebfn n\u0103m 2019, Vi\u1ec7t Nam c\u00f3 kho\u1ea3ng 5 tri\u1ec7u h\u1ed9 kinh doanh c\u00e1 th\u1ec3, trong th\u1eddi gian t\u1edbi s\u1ebd d\u1ea7n th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i m\u00f4 h\u00ecnh sang th\u00e0nh l\u1eadp doanh nghi\u1ec7p. Khi \u0111\u00f3, vi\u1ec7c k\u00ea khai thu\u1ebf v\u00e0 ho\u1ea1t \u0111\u1ed9ng qu\u1ea3n tr\u1ecb t\u00e0i ch\u00ednh s\u1ebd ph\u00e1t sinh. Th\u00eam v\u00e0o \u0111\u00f3, hi\u1ec7n nay, Vi\u1ec7t Nam hi\u1ec7n c\u00f3 h\u01a1n 700,000 doanh nghi\u1ec7p nh\u01b0ng h\u1ea7u h\u1ebft kh\u00f4ng c\u00f3 b\u1ed9 ph\u1eadn k\u1ebf to\u00e1n ri\u00eang m\u00e0 ph\u1ea3i \u0111i thu\u00ea ngo\u00e0i d\u1ecbch v\u1ee5 n\u00e0y. C\u00e1c doanh nghi\u1ec7p Vi\u1ec7t \u0111ang \u0111\u1ee9ng tr\u01b0\u1edbc th\u00e1ch th\u1ee9c v\u00f4 c\u00f9ng l\u1edbn v\u1ec1 vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ra sao v\u00e0 nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ec3 qu\u1ea3n tr\u1ecb t\u00e0i ch\u00ednh v\u00e0 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p th\u00e0nh c\u00f4ng?<\/p>\n<p>Nh\u1eadn l\u1ea5y s\u1ee9 m\u1ec7nh g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y chuy\u1ec3n \u0111\u1ed5i s\u1ed1 qu\u1ed1c gia, C\u00f4ng ty C\u1ed5 ph\u1ea7n MISA, \u0111\u01a1n v\u1ecb v\u1edbi 25 n\u0103m kinh nghi\u1ec7m, \u0111\u00e3 ti\u00ean phong ph\u00e1t tri\u1ec3n nhi\u1ec1u n\u1ec1n t\u1ea3ng: N\u1ec1n t\u1ea3ng k\u1ebft n\u1ed1i doanh nghi\u1ec7p v\u1edbi k\u1ebf to\u00e1n d\u1ecbch v\u1ee5 MISA StartBooks, N\u1ec1n t\u1ea3ng <a href=\"https:\/\/www.meinvoice.vn\/\" target=\"_blank\" rel=\"noopener noreferrer\">h\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed<\/a> meInvoice.vn v\u00e0 N\u1ec1n t\u1ea3ng<a href=\"https:\/\/www.amis.vn\/\" target=\"_blank\" rel=\"noopener noreferrer\"> qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p<\/a> AMIS.VN v\u1edbi mong mu\u1ed1n mang l\u1ea1i l\u1ee3i \u00edch t\u1ed1i \u0111a cho c\u00e1c b\u00ean tham gia.<\/p>\n<p><a href=\"\/wp-content\/uploads\/2019\/08\/anh_1.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2827\" src=\"\/wp-content\/uploads\/2019\/08\/anh_1.jpg\" alt=\"MISA t\u1ea1i ICT Summit 2019\" width=\"1000\" height=\"628\" srcset=\"\/wp-content\/uploads\/2019\/08\/anh_1.jpg 1000w, \/wp-content\/uploads\/2019\/08\/anh_1-300x188.jpg 300w, \/wp-content\/uploads\/2019\/08\/anh_1-768x482.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><em>Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng V\u0169 \u0110\u1ee9c \u0110am (th\u1ee9 ba t\u1eeb tr\u00e1i sang) v\u00e0 B\u1ed9 tr\u01b0\u1edfng B\u1ed9 TT&amp;TT Nguy\u1ec5n M\u1ea1nh H\u00f9ng (th\u1ee9 hai t\u1eeb tr\u00e1i sang) ch\u00fac m\u1eebng MISA ti\u00ean phong ph\u00e1t tri\u1ec3n n\u1ec1n t\u1ea3ng k\u1ebf to\u00e1n v\u00e0 ph\u00e1t tri\u1ec3n doanh nghi\u1ec7p t\u1ea1i Vietnam ICT Summit 2019.<\/em><\/p>\n<p>Trong \u0111\u00f3, N\u1ec1n t\u1ea3ng k\u1ebf to\u00e1n MISA StartBooks s\u1ebd gi\u00fap m\u1ed9t ng\u01b0\u1eddi k\u1ebf to\u00e1n d\u1ecbch v\u1ee5 c\u00f3 th\u1ec3 c\u00f9ng l\u00fac ph\u1ee5c v\u1ee5 cho nhi\u1ec1u doanh nghi\u1ec7p m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng h\u01a1n, tr\u01b0\u1edbc \u0111\u00e2y l\u00e0m \u0111\u01b0\u1ee3c cho 20 doanh nghi\u1ec7p th\u00ec nay l\u00e0m \u0111\u01b0\u1ee3c cho 120 doanh nghi\u1ec7p. Nh\u01b0 v\u1eady, kh\u00f4ng ch\u1ec9 b\u1ea3n th\u00e2n ng\u01b0\u1eddi k\u1ebf to\u00e1n d\u1ecbch v\u1ee5 n\u00e2ng cao n\u0103ng su\u1ea5t, m\u00e0 doanh nghi\u1ec7p c\u00f3 th\u1ec3 qu\u1ea3n l\u00fd ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh r\u00f5 r\u00e0ng, khoa h\u1ecdc gi\u00fap mang l\u1ea1i hi\u1ec7u qu\u1ea3 kinh doanh cao h\u01a1n; c\u01a1 quan Nh\u00e0 n\u01b0\u1edbc s\u1ebd c\u00f3 s\u1ed1 li\u1ec7u qu\u1ea3n l\u00fd minh b\u1ea1ch. Th\u00f4ng qua vi\u1ec7c mang l\u1ea1i l\u1ee3i \u00edch cho nhi\u1ec1u b\u00ean, n\u1ec1n t\u1ea3ng n\u00e0y s\u1ebd gi\u00fap t\u1ea1o ra nhi\u1ec1u l\u1ee3i nhu\u1eadn cho x\u00e3 h\u1ed9i, gia t\u0103ng t\u1ef7 l\u1ec7 \u0111\u00f3ng g\u00f3p GDP c\u1ee7a \u0111\u1ea5t n\u01b0\u1edbc.<\/p>\n<p>Ph\u00e1t bi\u1ec3u ch\u1ec9 \u0111\u1ea1o t\u1ea1i di\u1ec5n \u0111\u00e0n Vietnam ICT Summit 2019, B\u1ed9 tr\u01b0\u1edfng B\u1ed9 Th\u00f4ng tin v\u00e0 Truy\u1ec1n th\u00f4ng Nguy\u1ec5n M\u1ea1nh H\u00f9ng \u0111\u00e3 nh\u1ea5n m\u1ea1nh: \u201cMISA \u2013 m\u1ed9t c\u00f4ng ty CNTT v\u1ec1 ph\u1ea7n m\u1ec1m k\u1ebf to\u00e1n \u0111\u00e3 \u0111\u1ea7u t\u01b0 m\u1ed9t n\u1ec1n t\u1ea3ng \u0111\u1ec3 nh\u1eefng ng\u01b0\u1eddi l\u00e0m k\u1ebf to\u00e1n chuy\u00ean nghi\u1ec7p c\u00f3 th\u1ec3 cung c\u1ea5p d\u1ecbch v\u1ee5 k\u1ebf to\u00e1n cho c\u00e1c doanh nghi\u1ec7p si\u00eau nh\u1ecf, v\u1eeba v\u00e0 nh\u1ecf. Khi \u0111\u00f3 qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u1ec1 k\u1ebf to\u00e1n c\u1ee7a doanh nghi\u1ec7p s\u1ebd di\u1ec5n ra r\u1ea5t nhanh, \u0111\u1ed3ng th\u1eddi c\u0169ng k\u00edch th\u00edch c\u00e1c h\u1ed9 kinh doanh chuy\u1ec3n sang doanh nghi\u1ec7p v\u00ec kh\u00f4ng ph\u1ea3i \u0111i thu\u00ea k\u1ebf to\u00e1n vi\u00ean \u2013 v\u1ed1n l\u00e0 vi\u1ec7c r\u1ea5t kh\u00f3, nh\u1ea5t l\u00e0 \u1edf n\u00f4ng th\u00f4n, v\u00f9ng s\u00e2u, v\u00f9ng xa\u201d.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/id.misa.com.vn\/account\/register?returnUrl=%2Fconnect%2Fauthorize%2Fcallback%3Fclient_id%3Dae36ffe9-7b27-40a8-a7a1-dc0fba3bf168%26response_type%3Dcode%26redirect_uri%3Dhttps%3A%2F%2Fapp.startbooks.vn%2FAccount%2FMISAIdCallback%26scope%3Dopenid%20startsbookapi.full_access%26state%3D%252f\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2967 aligncenter\" src=\"\/wp-content\/uploads\/2019\/09\/startbook-1200x200-01-1.jpg\" alt=\"d\u00f9ng th\u1eed ph\u1ea7n m\u1ec1m k\u1ebf to\u00e1n\" width=\"1200\" height=\"200\" srcset=\"\/wp-content\/uploads\/2019\/09\/startbook-1200x200-01-1.jpg 1200w, \/wp-content\/uploads\/2019\/09\/startbook-1200x200-01-1-300x50.jpg 300w, \/wp-content\/uploads\/2019\/09\/startbook-1200x200-01-1-768x128.jpg 768w, \/wp-content\/uploads\/2019\/09\/startbook-1200x200-01-1-1024x171.jpg 1024w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ng\u00e0y 8\/8\/2019, trong khu\u00f4n kh\u1ed5 Di\u1ec5n \u0111\u00e0n CNTT-TT Vi\u1ec7t Nam ICT Summit 2019 di\u1ec5n ra t\u1ea1i H\u00e0 N\u1ed9i v\u1edbi ch\u1ee7 \u0111\u1ec1 \u201cChuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u00ec m\u1ed9t Vi\u1ec7t Nam h\u00f9ng c\u01b0\u1eddng\u201d, MISA \u0111\u00e3 ra m\u1eaft h\u1ec7 sinh th\u00e1i c\u00e1c n\u1ec1n t\u1ea3ng k\u1ebf to\u00e1n v\u00e0 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p gi\u00fap th\u00fac \u0111\u1ea9y chuy\u1ec3n \u0111\u1ed5i s\u1ed1 qu\u1ed1c gia, [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":2827,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[400,234,295,263,365,107],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - 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